Leadership & Governance Excellence
The strength of Iris Commercial Private Limited lies in its experienced leadership team, which brings together complementary expertise in finance, compliance, operations, and industry-specific knowledge. Our Board of Directors provides strategic oversight while maintaining hands-on involvement in key business decisions.
Pankaj Tanaji Thorat
Director – Ozar
An accomplished entrepreneur with extensive experience in the gold and jewellery business, along with deep understanding of ground-level retail markets and customer behavior. His practical expertise significantly strengthens the company's asset-backed lending operations.
Mr. Thorat's intimate knowledge of the gold market, local business dynamics, and customer needs in tier-2 and tier-3 markets provides invaluable insights for product development and market expansion strategies. His operational expertise ensures that customer service standards remain consistently high.
CA Suchit Loya
Director – Pune
A qualified Chartered Accountant with strong expertise in finance, compliance, accounting, and governance. CA Loya provides strategic oversight, regulatory guidance, and financial discipline to ensure that the company operates in line with statutory requirements and industry best practices.
His experience spans multiple sectors, giving him unique insights into financial management, risk assessment, and regulatory compliance. He plays a crucial role in establishing and maintaining the company's internal control systems, audit processes, and governance frameworks.
Management Philosophy
Iris Commercial Private Limited follows a conservative and responsible growth approach, prioritizing asset quality, transparency, and long-term stability over aggressive expansion. This philosophy permeates every aspect of our operations, from product development to risk management.
We believe that sustainable growth comes from building strong foundations – robust processes, skilled teams, satisfied customers, and healthy portfolio quality. Rather than chasing short-term gains, we focus on creating enduring value for all stakeholders through disciplined execution and prudent decision-making.
Our management approach emphasizes continuous learning, adaptation to regulatory changes, and proactive risk management. We invest in technology and training to enhance operational efficiency while maintaining the personal touch that defines our customer relationships.